R
Residential
Mortgage advice for first-time buyers, home movers and remortgages, including cases involving more complex income.
Discuss residential finance →Residential · Buy-to-let · Portfolio Landlords · Bridging · Commercial
Specialist property finance, arranged properly.
Mortgage advice and specialist property finance for homeowners, individual and portfolio landlords with complex shareholding structures, property investors, developers and business owners. Clear recommendations, carefully researched options and one point of contact from enquiry to completion.
Finance that opens doors.Professional advice and support from first conversation to completion.
01A named contact throughout
02Clear next steps and realistic timescales
03Careful preparation of every case
What we arrange
Four routes into property finance, one point of contact.
We start with what you are trying to achieve, then assess the property, your circumstances, the purpose of the borrowing and the time available. From there, we research appropriate options from the lenders and products available to us.
B
Buy-to-let
Finance for individual and portfolio landlords, limited-company structures, HMOs and selected specialist property types.
Discuss buy-to-let →Br
Bridging
Short-term funding for auctions, chain breaks, refurbishment and situations where timing is critical.
Discuss bridging →C
Commercial
Owner-occupied premises, semi-commercial property and investment purchases, subject to lender criteria.
Discuss commercial finance →Our approach
Advice built around the case, not the product.
We start with your objectives and circumstances, then assess the property, timescale and relevant lender criteria. For regulated mortgages we provide advice and recommendations; across specialist finance we identify and arrange appropriate routes within the services and permissions available to us.
1
Understand your objectivesThe property, your circumstances, the purpose of the borrowing and the deadline.
2
Research suitable optionsAssess appropriate lenders, products and structures available to us for your circumstances.
3
Recommend and arrangeExplain the proposed route, prepare the case carefully and keep you informed through to completion.
Who you're working with
Naveed Mirza CeMAP, BEng
Founder & Director
CeMAP qualified through the London Institute of Banking & Finance (LIBF)
Naveed founded Rockgate Capital after 25 years in property development, as a landlord and developer in his own right — heavy rebuilds, large extensions and renewable energy installations among them. That hands-on experience shapes every case he takes on.
He works personally with each client from the first conversation through to completion, combining practical property knowledge with the regulated advice and careful preparation every case deserves.
What you can expect
Plain answers, specific next steps.
You should understand why a route is being considered, what it is likely to cost and what could affect the outcome. We keep the advice and the process clear.
01
Clear recommendations
We explain the proposed solution, why it may be suitable, the key costs and the important conditions.
02
Transparent process
Clear next steps, realistic timescales and an explanation of what is still subject to lender assessment or approval.
03
Careful case management
We identify gaps early, present the relevant facts clearly and stay close to the case as it progresses.
Let's find the right route forward.
Tell us what you are looking to achieve. We'll explain how we may be able to help, what we need to assess and the next practical step.
Contact
Tell us what you are trying to achieve.
Start with the property, the amount required and any important deadline. Please do not send bank statements, identity documents or other sensitive information by ordinary email until a secure method has been agreed.
We use enquiry information to respond to you and assess the next step. Read our Privacy Policy.
Telephone
+44 (0) 7880 589888WhatsApp
Message Rockgate CapitalAvailability
Initial enquiries welcome by telephone, email or WhatsApp, or book a call directly below.
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